OUR programs
Flexible, small‑instalment payment models that allow low‑income households to access products such as solar home systems, smartphones, and productive‑use assets without upfront cost. PAYG improves affordability and reduces financial risk for customers.
Digital payment solutions for small merchants, enabling them to accept mobile money, card payments, and digital transactions. This helps formalize businesses and improves transaction efficiency.
Asset‑financing models that enable customers to acquire solar systems, smartphones, and mobility tools through instalments. This supports productivity, communication, and income‑earning opportunities.
Movement, warehousing, and last‑mile delivery of goods to remote communities. Ensures efficient supply chain operations for partners working in dispersed markets..
Community‑based programs that support income generation through access to digital tools, financial services, training, and market linkages. These services strengthen micro‑entrepreneurs and vulnerable groups in underserved areas.
Initiatives that bring unbanked and underbanked populations into the formal financial system through digital accounts, savings products, micro‑loans, and financial literacy programs.
Advisory support for organizations in digital finance, agent network development, rural distribution, business modelling, and market entry strategies.
Capacity‑building programs for agents, SMEs, youth groups, and partner organizations. Topics include digital literacy, sales, customer service, financial education, and product knowledge.
Deployment and management of banking agents who offer cash‑in/cash‑out, account opening, bill payments, and other financial services on behalf of partner banks. This expands financial access in areas without branches.
Low‑cost micro‑insurance products covering health, life, agriculture, and assets. Designed for vulnerable households to protect against shocks and build resilience.
Last‑mile distribution teams that push fast‑moving consumer goods into rural and peri‑urban markets. They support product activation, sampling, and retail expansion.
Field‑based data collection, customer insights, and market assessments that help partners understand consumer behaviour, demand patterns, and rural market dynamics..